I take a global perspective on fintech but always enjoy reading about inspiring women in the field. I’ve noticed a growing number of Turkish women making an impact in fintech, and it’s always exciting to see diverse markets evolving with new leadership and fresh ideas.
Who is Katarina Janec?
Katarina Janec, who started her professional career in her native Slovakia and the Czech Republic, worked as the innovation manager at Poštová, one of Slovakia’s leading banks. Janec transferred to Klarna, a global fintech giant, in 2018 and held various management positions. Janec currently leads Klarna’s Fraud Detection, Investigation and Loss Recovery unit.
Klarna Head Of Fraud Detection, Investigation And Loss Recovery Global Katrina Janec
- How would you explain the concept of “Being a woman in fintech and entrepreneurship or a leadership ecosystem”?
Being a woman in fintech leadership means navigating an industry that is both dynamic and traditionally male-dominated. It requires strong resilience and confidence. However, the landscape is evolving and as more women enter fintech, we see richer, more inclusive innovations and having more women in decision-making roles strengthens the industry as a whole.
- Do you find the number of women in the fintech ecosystem sufficient?
The number of women in fintech is rising across all levels and roles, which is encouraging. However, for fintech to achieve balanced, successful product development and customer reach, a higher representation of women is not just desirable, it’s essential. Diversity in leadership and development teams leads to more ‘well-rounded’ products that cover wider demographics. We still have work to do to ensure equal opportunities, but the industry is moving in the right direction.
- Do you follow the Turkish fintech market?
I take a global perspective on fintech but always enjoy reading about inspiring women in the field. I’ve noticed a growing number of Turkish women making an impact in fintech, and it’s always exciting to see diverse markets evolving with new leadership and fresh ideas.
- What would you like to say about Turkish fintech startups? Are there any features that distinguish Turkish startups from their global competitors?
Turkish fintech startups have a strong spirit of innovation and adaptability. The ecosystem is growing rapidly, driven by a dynamic entrepreneurial mindset. What makes Turkish startups unique is their ability to bridge Eastern and Western financial landscapes, creating solutions that are both locally relevant and globally scalable.
Can you summarize the development and future of the fintech ecosystem in three words?
Dynamic, disruptive, transformative.
- What advice would you give to women who want to pursue a career in fintech? Where should they start?
Start by looking inward—recognize your strengths and define the value you bring to fintech. The industry needs diverse perspectives, and your unique insights can drive meaningful change. The key is mindset: believe in your potential and set personal goals with confidence. Fintech can be challenging for women, but when you understand your worth and the impact you can make, you gain the power to navigate and succeed. Stay authentic, curious and don’t be afraid to claim your space!
- And anything you would like to add for the fintech ecosystem and women?
The fintech industry thrives on innovation, and innovation thrives on diversity. Women bring unique perspectives that are crucial for shaping financial products. When we support and empower more women to become founders, leaders, and decision-makers in fintech, the entire ecosystem benefits.
